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  • The Evolution of Law against Payment Frauds
    The Evolution of Law against Payment Frauds

    This book examines the evolution of legal institutions in containing and tackling fraudulent activities plaguing payment systems (‘payment fraud’, e.g. forged cheques, wrongful payment instructions, etc.) in Asia, focusing on laws in Greater China and Singapore. In the past century, the payment system has invited much innovation, changing the modes of payments from exchanging cash and coins to the use of cards, wire transfers and other new types of payment instruments or services (e.g. bitcoins or QR code payments). As the nature of payment services is to move money from one place to another, it naturally attracts fraudsters.Even with advanced computer technology, payment fraud is still rampant in the market, causing billions of dollars in losses globally per annum.Through an examination of payment instruments and associated frauds over time, the book illustrates a shifting trend of legal solutions from criminal sanctions and civil compensation to a gradual focus on regulations of payment intermediaries.This trend reflects the complexity of payment systems and the challenge of protecting them.The book also identifies the underlying actors and institutional characteristics driving the evolution of legal institutions to deal with payment fraud and illustrates how the arrival of new technology may affect the market and thus the evolution of legal institutions. The book will help readers to better understand the interaction between technology, the market and law and help regulators, financial institutions, practitioners and end users, as well as about payment fraud and corresponding legal responses.

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  • Payment Deferred
    Payment Deferred

    Discover the new Penguin Crime and Espionage seriesThere is nothing more dangerous than a desperate manBank clerk William Marble is facing financial ruin - until a visit from a wealthy young relative, a bottle of Cyanide and a shovel offer him an unexpected solution.But there is no such thing as the perfect murder. Gradually Marble becomes poisoned by guilt and fear, and his entire family corrupted.Sooner or later his deed will catch up with him, as events spiral out of control in the most unpredictable of ways...

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  • What is a progress payment?

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  • Is creativity a form of intelligence?

    Creativity can be considered a form of intelligence, as it involves the ability to think outside the box, generate original ideas, and solve problems in innovative ways. Creative individuals often demonstrate high levels of cognitive flexibility, which is a key component of intelligence. However, creativity also encompasses emotional and social intelligence, as it involves understanding and expressing oneself in unique and meaningful ways. Therefore, while creativity is a distinct form of intelligence, it also incorporates various aspects of cognitive, emotional, and social intelligence.

  • What is the relationship between intelligence and creativity?

    Intelligence and creativity are related but distinct cognitive abilities. Intelligence involves problem-solving, logical reasoning, and the ability to learn and apply knowledge. Creativity, on the other hand, involves thinking outside the box, generating novel ideas, and making connections between seemingly unrelated concepts. While intelligence can contribute to creativity by providing a strong foundation of knowledge and skills, creativity often involves a willingness to take risks, think unconventionally, and explore new possibilities that may not be strictly tied to traditional measures of intelligence.

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  • Innovation and Development of Knowledge Societies : Artificial Intelligence and Knowledge-Based Socioeconomic Growth
    Innovation and Development of Knowledge Societies : Artificial Intelligence and Knowledge-Based Socioeconomic Growth

    This book examines the role that intellectual property plays in fostering innovation within knowledge societies, with a particular focus on the role of emerging technologies such as Artificial Intelligence tools. Creativity and the generation of new knowledge across the broad spectrum of intellectual property are essential sources of growth for knowledge societies.This includes the major areas of copyright, inventions and patents, trademarks and geographical indications.This book acknowledges the societal and cultural character of knowledge societies, discussing how Intellectual Property (IP) Law plays a pivotal role in safeguarding innovation, thereby fostering evolution.As emerging technologies and artificial intelligence redefine the landscape, the book identifies both new challenges and opportunities in enhancing innovation prowess and nurturing knowledge societies.Suggesting regulations which prioritise copyright, trademarks, and patents as fundamental instruments in international commerce, the book presents a framework for IP Law through which knowledge societies can thrive. The book will appeal to researchers in the field of Intellectual Property Law, international law, business law and emerging technologies such as AI.

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  • Innovation in Music: Technology and Creativity
    Innovation in Music: Technology and Creativity

    Innovation in Music: Technology and Creativity is a groundbreaking collection bringing together contributions from instructors, researchers, and professionals.Split into two sections, covering composition and performance, and technology and innovation, this volume offers truly international perspectives on ever-evolving practices. Including chapters on audience interaction, dynamic music methods, AI, and live electronic performances, this is recommended reading for professionals, students, and researchers looking for global insights into the fields of music production, music business, and music technology.

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  • How does growth progress?

    Growth progresses through a series of stages, starting from infancy and continuing through childhood, adolescence, and adulthood. During these stages, individuals experience physical, cognitive, emotional, and social development. Factors such as genetics, environment, nutrition, and experiences all play a role in shaping an individual's growth trajectory. As individuals grow, they acquire new skills, knowledge, and perspectives that contribute to their overall development and well-being.

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  • How does language development progress?

    Language development progresses in stages, starting with cooing and babbling in infancy, then moving on to single words, two-word phrases, and eventually more complex sentences. Children learn language through exposure to spoken language, imitation, and reinforcement from caregivers. As they grow, they continue to expand their vocabulary, grammar, and communication skills through interactions with others and practice in various social contexts. Language development is a gradual process that is influenced by both biological factors and environmental experiences.

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